Our Services
Debt financing, done right
We offer a comprehensive suite of debt products to match every business need and stage of growth. Here's what we bring to the table.
US SBA & Canadian BDC/CSBFP Programs
Government-Backed Loans
Access the best government-backed lending programs in both the US and Canada. SBA 7(a) and 504 loans in the US, BDC financing and CSBFP loans in Canada - all with competitive rates and favorable terms.
Best For
Established businesses in the US or Canada with 2+ years history and strong cash flow
Apply for Government-Backed Loans→Key Features
- US: Up to $5M (SBA 7a) and $5.5M (SBA 504)
- Canada: Up to $1M via CSBFP, larger via BDC
- Terms up to 25 years
- Down payments as low as 10%
- Competitive fixed and variable rates in both countries
Acquisition, Refinance & Construction
Commercial Real Estate
Financing for all property types including office, retail, industrial, multifamily, and mixed-use. We work with conventional lenders, CMBS, agency, and private capital sources.
Best For
Investors and owner-occupiers acquiring or refinancing commercial property
Apply for Commercial Real Estate→Key Features
- Loan amounts from $500K to $50M+
- Up to 80% LTV on stabilized properties
- Fixed and floating rate options
- Interest-only periods available
- Construction and bridge-to-perm programs
Loans & Leases
Equipment Financing
Fund critical equipment purchases without depleting cash reserves. Flexible loan and lease structures for machinery, vehicles, technology, medical equipment, and more.
Best For
Businesses needing to acquire or upgrade equipment while preserving working capital
Apply for Equipment Financing→Key Features
- Finance up to 100% of equipment cost
- Terms from 2 to 7 years
- Fixed monthly payments
- Tax advantages (Section 179 in US, CCA in Canada)
- Fast approval - often within 48 hours
Short-Term Capital Solutions
Bridge Loans
Fast, flexible financing to bridge the gap between transactions, fund renovations, or capitalize on time-sensitive opportunities before securing permanent financing.
Best For
Borrowers needing speed or those in transitional situations not yet bank-ready
Apply for Bridge Loans→Key Features
- Funding in as little as 2 weeks
- Terms from 6 to 36 months
- Interest-only payment structures
- Up to 75% LTV
- Flexible collateral requirements
Subordinated Financing
Mezzanine Debt
Fill the gap between senior debt and equity with flexible subordinated capital. Ideal for acquisitions, recapitalizations, growth initiatives, and management buyouts.
Best For
Companies pursuing acquisitions or significant growth with maxed senior debt
Apply for Mezzanine Debt→Key Features
- Fills the capital stack gap
- Typically $2M to $25M
- Flexible repayment structures
- Less dilutive than equity
- Can include warrants or conversion features
Revolving Facilities & Factoring
Working Capital & Lines of Credit
Keep operations running smoothly with revolving credit lines, invoice factoring, and asset-based lending. Draw funds as needed and pay only for what you use.
Best For
Businesses with seasonal cash flow needs or rapid growth outpacing receivables
Apply for Working Capital & Lines of Credit→Key Features
- Revolving lines from $100K to $10M+
- Invoice factoring with advances up to 90%
- Asset-based lending facilities
- Flexible draw and repayment terms
- No prepayment penalties
Not sure which product fits?
Our advisors will analyze your situation and recommend the optimal financing structure - no obligation.
Schedule a Consultation